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Termites and house stumps in Baw Baw Shire

The whole of Baw Baw Shire is deemed termite prone. What that means for the timber under a house, what the Building Code asks for, who does what when termites are found in the stumps, and why ant caps are on every new stump here.

The short version

Baw Baw Shire Council's property information certificate, issued under regulation 51 of the Building Regulations, states whether a parcel of land is likely to be subject to infestation by termites, and council's own page on those certificates says the whole of the shire is deemed termite prone. So every house between Longwarry and Trafalgar sits on ground where termites are assumed. For a house on stumps, that means the subfloor timbers are the first thing they reach, a restump has to deal with what they have done, and the new stumps go in with ant caps so that what they do next is visible.

What termites do under a house

Subterranean termites live in the ground and build mud tunnels up anything that leads to timber. A timber stump is a road from the nest to the bearer. They eat the stump from the inside, then the bearer, then the joists, then the flooring and the wall frame, leaving a skin of timber that looks sound until it is pushed. Damp makes it worse, and a West Gippsland subfloor that does not dry out between May and October is damp. The signs underneath are mud tunnels on stumps or brick piers, timber that sounds hollow when tapped, and galleries packed with mud where the timber has been opened. The signs inside are the same as rot: a floor that gives, a door that drops, a skirting that has sunk.

Under a weatherboard house in Warragul, an original messmate timber stump rotted to a hollow at ground level with fungal growth and old termite galleries in the timber, beside a new square concrete stump with a galvanised ant cap carrying the same bearer
Warragul. Galleries in the old stump, an ant cap on the new one. The cap does not stop them, it makes them show

What the rules ask for

The National Construction Code's housing provisions, Part 3.4, require termite risk management where a house is built in an area where subterranean termites are known to present a potential risk of attack, and point to Australian Standard AS 3660.1 for how. Baw Baw's certificate records the whole shire as deemed termite prone. For a new house that means a termite management system designed in from the start. For an existing house being restumped the practice is simpler, and the building surveyor says what the permit requires: new stumps are concrete or steel, which termites do not eat; galvanised ant caps go on top of each stump so that any tunnel built around the cap is visible on inspection; and damaged timber is replaced rather than patched.

An ant cap is a shield, not a barrier. Termites can build around it. Its job is to force the tunnel out into the open where a torch finds it, which is why a subfloor inspection every year or two is the other half of the system.

Who does what

FindingWhoWhat happens
Mud tunnels on stumps, no damage yetLicensed pest controllerInspection, treatment of the nest, a chemical or physical barrier, and a schedule of inspections.
Galleries in stumps, bearers soundPest controller, then restumperTreat first. Replace the affected stumps in concrete or steel with ant caps. Partial or full restump depending on how many.
Galleries in stumps and bearersPest controller, restumper, sometimes a carpenterTreat. Restump. Replace bearers and joists to sound timber while the house is on jacks. Floor up under wet areas.
Damage into the wall framePest controller, builder, building surveyorBeyond a restump. Framing repair is building work in its own right and the surveyor is involved from the start.
Pre-purchase report mentions termitesLicensed pest inspector before settlementA separate inspection and report, then quotes for treatment and timber. See the buying guide.

How a restump handles them

  1. Inspection first. Every stump and bearer is checked for tunnels and tapped for hollowness. Termite findings change the scope, so they are found before the quote, not after.
  2. Pest controller before the crew. Treating an active nest while the house is being jacked spreads the problem. The controller treats, then the restumper starts.
  3. Concrete or steel, with caps. New stumps are precast concrete or hot-dip galvanised steel with an ant cap on every one. Timber is not put back under a house in a shire that is deemed termite prone.
  4. Timber cut back to sound. Damaged bearers and joists are cut out past the last gallery and replaced in hardwood, with galvanised hangers and splice plates. The offcuts leave the site.
  5. Dry it out. Vents, grading and drainage, because termites want damp timber and so does rot. The drainage page covers it.
  6. Keep looking. An inspection schedule with the pest controller, and a subfloor that is easy to get under and see.
Concrete stumps do not get eaten. The bearers on top of them do, which is why the caps are there.

What West Gippsland adds

The forests the railway towns were built from are still on the hills behind them, and the damp subfloors of the old weatherboards are the next best thing to a log on the forest floor. A house in Neerim South or Rokeby backing onto bush, a house in Trafalgar or Yarragon on the wet flats, or a Warragul bungalow with a timber verandah on short stumps in a garden bed are the ones that get the second look. The whole shire being deemed termite prone means the surveyor does not have to be persuaded.

What a restump cannot do about termites

It cannot treat the nest; that is a licensed pest controller, and the restumper should not start until it is done. It cannot stop termites coming back to a house with no barrier and no inspections; ant caps show them, they do not stop them. It cannot repair a wall frame that has been eaten; that is building work beyond the subfloor and needs the surveyor from the start. And it cannot certify a house termite-free, which no one can, which is why the inspection schedule matters more than any one treatment.

Written October 2026

Check the current rules before you rely on this

This page summarises the termite designation of Baw Baw Shire and how it affects restumping and subfloor repairs. It describes the rules in general terms as they stood in October 2026. Standards, forms, thresholds and fines change.

The authoritative sources are Baw Baw Shire Council property information and building record requests, National Construction Code 2022 Housing Provisions, Part 3.4 termite risk management, Building and Plumbing Commission practice note BP-01, when is a building permit required and Building and Plumbing Commission find and check a practitioner. Where anything here differs from those sources, they are right and we are not.

We are not building surveyors, engineers, planners or lawyers. For what applies to your house, ask a registered building surveyor or ring Baw Baw Shire Council on 03 5624 2411.

Accurate at the time of writing, October 2026. Always check the source before relying on it.

Questions

Common questions

Is Warragul a termite area?

Yes. Baw Baw Shire Council's page on property information certificates says the whole of the shire is deemed termite prone. That covers Warragul, Drouin, Trafalgar, Yarragon, Neerim South and every other town in the shire.

Do termites eat concrete or steel stumps?

No. Termites tunnel around them to reach the timber above, which is why an ant cap goes on top of each new stump. The cap forces the tunnel into the open where an inspection finds it. The bearers and joists above the stumps are still timber and still at risk.

What is an ant cap?

A galvanised steel shield, wider than the stump, fitted between the top of the stump and the bearer. Termites can build around its edge, but the tunnel is then visible. It is a detection device, not a barrier, and it only works if someone looks.

Who treats termites found during a restump?

A licensed pest controller, before the restumping crew starts. Jacking a house with an active nest in it spreads the problem. The restumper then replaces the damaged stumps and timber.

Does the Building Code require termite protection for a restump?

The National Construction Code requires termite risk management in areas where termites are a known risk, pointing to AS 3660.1, and Baw Baw is designated termite prone. For an existing house the practice is concrete or steel stumps, ant caps, and damaged timber replaced, and the building surveyor says what the permit requires.

Can termite damaged bearers be repaired?

They are cut back past the last gallery to sound timber and replaced in hardwood, usually while the house is on jacks for restumping. Patching over galleries hides the problem and the pest.

How often should a house in Baw Baw be inspected for termites?

Pest controllers in termite prone areas commonly recommend at least every twelve months, and after any major rain event or renovation. A subfloor with good clearance and vents is easier to inspect and less attractive to termites.

Will termites affect the sale of my house?

A pre-purchase pest inspection will find evidence if it is there. A treated house with new stumps, replaced timber and a barrier in place, with the paperwork to show it, sells. Untreated damage found in week three of a campaign does not.

Next step

Send a few photos and a town

The worst room, the outside of the house and, if you can get to it, a stump or two under the floor. That is usually enough for a price range before anyone visits.