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Signs a West Gippsland house needs restumping

What a failing subfloor looks like from inside the house, what it looks like underneath, and which signs point to stumps, which to bearers, and which to footings instead.

The signs, in the order they usually appear

A house on stumps tells you it is moving long before anyone looks underneath. The signs show up in a rough order, because the stump drops first, the bearer follows, the floor tilts, and then the walls that stand on the floor go out of square.

  1. A door that needs lifting. The first thing most people notice. A door that shut cleanly in summer has to be lifted to latch by August. The frame has gone out of square because one side of the floor has dropped.
  2. A floor that slopes to one wall. A marble put down in the hallway rolls to the same wall every time. In a Drouin or Warragul weatherboard it usually runs toward the kitchen and bathroom side, where the wet areas and the worst drainage are.
  3. Cracks from the corners of frames. Diagonal cracks in the plaster from the top corner of a door or window up toward the cornice. On reactive ground they open in late summer and close after the winter rain; on a house with a rotten stump they open and stay open.
  4. A gap under the skirting. The skirting board is fixed to the wall and stays put while the floor drops away from it. Daylight under a skirting is a stump or a bearer, not a carpenter.
  5. A bouncy or dipped section of floor. A floor that gives underfoot between two firm points is a bearer or a joist that has rotted, not a stump.
  6. Cracks in the brickwork outside. Stepped cracks following the mortar joints on a brick veneer. If the house is on stumps, a stump has dropped under that corner. If it is on a slab or a strip footing, the footing has moved and that is underpinning.
  7. A chimney leaning away from the house. Chimney bases sit on their own heavy footings. When they drop at a different rate from the stumps around them, a gap opens between the chimney and the wall.
  8. A gap between the floor and the bottom of the wall lining. Visible in a cupboard or behind the fridge, where nobody has patched it.
Inside an older weatherboard home in Warragul, a hallway of polished baltic pine floorboards visibly dipping toward one wall, a painted timber door hanging out of square with an uneven gap along the top, a diagonal crack in the plaster from the door frame to the cornice, a gap under the skirting and a spirit level on the floor with its bubble off centre
Warragul. Door, floor, crack and skirting, all telling the same story

What it looks like under the house

From inside, the signs say the house has moved. From underneath, they say why. A subfloor inspection with a torch, a long level and a moisture meter takes an hour and settles whether the job is restumping, relevelling, bearers, or drainage.

Under the houseWhat it means
Stump soft or hollow at the ground line when probedRot. The stump is replaced. In this district it is the common finding.
Stump leaning, bearer no longer sitting square on itThe ground has moved or the stump was never deep enough. Replace, deeper.
Tide marks on the stumps at the same heightWater pools under the house in winter. Drainage before, or with, the stumps.
Mud tunnels up a stump, galleries in the timberTermites. Whole of Baw Baw Shire is deemed termite prone. Pest controller, then replacement.
Stack of timber, brick or slate packing between stump and bearerThe house has been relevelled before, cheaply. Packing over 25 mm is a building report finding.
Bearer soft at the stump, floor dipped aboveRotted bearer. Replaced while the house is up.
Stumps and bearers sound, floor still out of levelSettlement. Relevel on the existing stumps.
Brick piers cracked, strip footing exposedFootings on clay. Underpinning and an engineer, not stumps.

Why West Gippsland houses show these signs

Three local reasons, and most houses have at least two.

Water. The Bureau of Meteorology's Ellinbank record averages 1,100 mm a year, and the subfloor of an old house does not dry out between May and October. Timber stumps rot from the ground line down. The Moe River flats around Darnum, Trafalgar and Yarragon were a swamp until the 1880s and VICSES says they still flood frequently, so a house there has stumps standing in wet ground for part of every year.

Soil. The red ferrosols on the Warragul and Thorpdale hills are deep and acidic, hard on untreated timber. Where the lower ground is reactive clay it swells wet and shrinks dry, which is why cracks on some houses open in March and close in September.

Age. The railway reached Warragul in 1878 and the towns grew along it, then again after the war. The shire's community profile says growth took place in Drouin, Trafalgar and Warragul in the post-war years. A weatherboard from either period is on stumps that have seen sixty to a hundred and forty winters.

Cracks that open in late summer and close in spring are the ground. Cracks that open and stay open are a stump.

What a pre-purchase inspector looks for

A building inspector in Baw Baw Shire will probe stumps at the ground line, note packing over about 25 mm, look for moisture staining, tide marks and fungus, and check the bearers at the wet-area corner. A pest inspector follows termite tunnels up the stumps. If either report names the stumps, the buying guide covers what to do with it before settlement.

What these signs cannot tell you

They cannot tell you how many stumps have gone, which is what the price depends on. They cannot tell you whether the bearers above the stumps are sound. They cannot distinguish, from inside, a dropped stump from a dropped footing on a brick veneer. And they cannot tell you whether the cause is still active: a shower that has been leaking into the subfloor for ten years will rot the new timber as happily as the old. All of that is the inspection, and it is an hour under the house with a torch.

Written October 2026

Check the current rules before you rely on this

This page describes how subfloor problems show up in homes in Baw Baw Shire and what they usually mean. It describes the rules in general terms as they stood in October 2026. Standards, forms, thresholds and fines change.

The authoritative sources are Bureau of Meteorology climate statistics, Ellinbank Dairy Research Institute, VICSES Moe River Flats local flood guide, Baw Baw Shire Council property information and building record requests and Baw Baw Shire community profile, about the area (.id). Where anything here differs from those sources, they are right and we are not.

We are not building surveyors, engineers, planners or lawyers. For what applies to your house, ask a registered building surveyor or ring Baw Baw Shire Council on 03 5624 2411.

Accurate at the time of writing, October 2026. Always check the source before relying on it.

Questions

Common questions

What are the first signs a house needs restumping?

Doors that have to be lifted to shut, a floor that slopes to one wall, diagonal cracks from the corners of door and window frames, and a gap opening under the skirting. One of them is a hint; three together is a subfloor inspection.

Is a sloping floor always the stumps?

No. A slope to one wall is usually stumps or the ground under them. A dip between two firm points is a bearer or joist. A slope on a brick veneer on a slab is the footings. The pattern of the slope says which.

Why do the cracks come and go with the seasons?

Reactive clay under the footings or stumps swells in a wet winter and shrinks in a dry summer, lifting and dropping the house a little each year. Cracks that open and close are the ground moving. Cracks that open and stay open are something that has failed.

How often should stumps be checked?

A look under the house every couple of years, and always before buying. Rot shows at the ground line years before the floor moves, and finding it then is a partial restump rather than a full one.

Do termites cause the same signs?

Yes, and worse, because they take the bearers and joists as well as the stumps. The whole of Baw Baw Shire is deemed termite prone. Mud tunnels on the stumps and timber that sounds hollow when tapped are the signs underneath.

Can a house be too far gone to restump?

Rarely. A house can be restumped as long as the frame is sound. Where bearers, joists and floors have gone too, the job gets expensive and the question becomes whether the house is worth it, which is a cost guide question.

Why does the kitchen side always drop first?

The wet areas are there, the drainage is usually worst there, and on many blocks it is the downhill side. The stumps under a bathroom and laundry have spent decades wetter than the rest.

What is a building report's threshold for packing?

Inspectors commonly flag packing between the stump and the bearer of more than about 25 mm, because it shows the house has been relevelled before and the packing may be loose or timber. It is a sign to look harder, not a condemnation.

Next step

Send a few photos and a town

The worst room, the outside of the house and, if you can get to it, a stump or two under the floor. That is usually enough for a price range before anyone visits.